The Retirement Wake-Up Call
What Most People Don’t Realize… Until It’s Too Late
If you’ve saved $500,000 or more and you’re within 5 years of retirement (or already retired) this may be the moment you realize:
What looks fine today may not hold up when you need it most.
Most people don't see the problem...
...until something forces them to.
What You’ll Discover in This Session
Why plans that look “fine”… quietly fall apart
The hidden risk that can cut your retirement in half
How taxes, timing, and withdrawals silently drain income
Why having an advisor does NOT mean you have a real plan
What to do now — before it’s too late to fix it
Enter Your Info to Reserve Your Spot
7:00 PM CDT
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A Very Personal Message From Your Host, Barb Swiatek
A personal experience with my own father changed the way I look at retirement forever.
Like so many families, we thought many things had been done right.
Hard work. Saving money. Important decisions made along the way.
But what our family walked through opened my eyes to something I wish more people understood before retirement:
Sometimes the biggest risks are the ones you never see coming.
Barb Swiatek and Her Father
And when life changes… the questions suddenly feel much bigger.
Will there be enough income?
Would the person you love be okay?
Are there gaps or blind spots no one has pointed out?
Could one unexpected season change everything?
That experience deepened my passion for helping people prepare not just
financially — but thoughtfully.
During The Retirement Wake-Up Call, I’ll share more of this story and the
lessons it taught me that continue to shape how I help families prepare for
retirement today.
The truth is, many good people don’t realize the risks in their retirement plan until life forces the issue. Don’t wait for a wake-up call of your own.
About Your Host
Barbara Swiatek is a dedicated financial advisor, assisting numerous families in Colorado Springs and across the United States. She has helped individuals get out of debt, plan for the out-of-pocket expenses of their children’s college education, and prepare for their retirement using well-defined and personalized strategies. Her expertise lies in guiding her clients to Retire Financially Fit through her proprietary Financial Endurance Plan.
As a fiduciary and Investment Adviser Representative with over two decades of experience and licenses in life, health, and long-term care insurance, Barbara brings a comprehensive approach to financial advising. Beyond one-on-one consultations, she is also a community educator. Extending her expertise to the community through public seminars hosted at local libraries, colleges, and restaurants. She also offers online Master Classes, providing individuals with reliable strategies for financial milestones and retirement.
What Others Are Saying About Barb & SF Financial Services
This Is For You If…
• You’ve saved $500,000 or more
• You’re within 5 years of retirement — or already there
• You want your money to last
• You’re not 100% sure everything is working together
This Is NOT For…
• People looking for quick wins or “hot tips”
• DIY investors who prefer guessing over planning
• Those unwilling to make changes if something isn’t working
Important — Please Read
There will be no replay
Seats are limited
So...